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Food & beverageNon-Recourse
Illustrative financing scenario · not a historical client result
Coffee subscription brand
A subscription coffee brand with predictable retention wanted capital quickly. Data-driven diligence turned a multi-week process into hours and funded a growth cohort in under two weeks.
< 10 days
Data connection to funding
3.2×
Underwritten GP/CAC
Weekly
Performance re-underwriting
The challenge
- Subscription retention was excellent, but traditional lenders ignored cohort-level economics.
- The founders couldn't afford a multi-week diligence process that stalled acquisition momentum.
- They needed a partner who could read recurring-revenue cohorts, not just a credit score.
Illustrative structure
- Used read-only platform connections to assemble the diligence data room in hours.
- Fit survival and BG/NBD retention models to forecast lifetime cohort gross profit with uncertainty bands.
- Sized the advance off the lower forecast band to preserve downside protection.
Modeled outcome
- Moved from first data connection to first deployment in under ten business days.
- Funded a defined acquisition cohort attributed cleanly through commerce and ad platforms.
- Built a repeatable monitoring loop that re-pulls actual performance weekly.
Composite, illustrative engagement. Brand name anonymized; figures are examples, not audited results or a commitment to fund.